Personal Loan
For individuals and families
from8.5%APR
- Loan range
- ETB 5,000 – ETB 500,000
- Loan term
- 6–24 months
- Quick approval (24-48hrs)
- No collateral required
- Flexible repayment
- Mobile disbursement
Simple, transparent loan pricing.
No hidden fees. Clear terms. Know exactly what you'll pay before you apply.
Rates by product
Business Capital
For SMEs and entrepreneurs
from12%APR
- Loan range
- ETB 10,000 – ETB 2,000,000
- Loan term
- 6–36 months
- Working capital support
- Inventory financing
- Equipment purchase
- Business expansion
- Dedicated advisor
Project Finance
For construction & development
Custompricing
- Loan range
- ETB 50,000 – ETB 5,000,000
- Loan term
- 12–60 months
- Milestone disbursements
- Technical assessment
- Extended terms
- Progress monitoring
- Risk management
Fees, in full.
Every charge that can apply to your loan, listed up front. Nothing is added later.
| Fee | Charge |
|---|---|
| Application fee | Free |
| Processing fee | 1–2% of loan amount |
| Late payment fee | 2% of overdue amount |
| Early repayment | No penalty |
| Account maintenance | Free |
Rates and fees may vary based on creditworthiness and loan type. All rates shown are indicative.
Not sure which loan is right for you?
Use our calculator to estimate your monthly payments before you apply.