Check Your Eligibility
Find out if you qualify for an Duruj loan. We use simple, transparent criteria to assess applications quickly and fairly.
The details
The essentials, in plain language, before you take the next step.
Ethiopian Residency
You must be a resident of Ethiopia with a valid Kebele ID, Passport, or other government-issued ID.
Steady Income
Employed individuals, business owners, and farmers with verifiable income are eligible. Minimum 3 months of income history required.
Mobile Money Account
You need a registered Telebirr, M-Pesa, or bank account for loan disbursement and repayment.
Good Credit Behavior
First-time borrowers start with smaller limits. Timely repayment history unlocks higher loan amounts.
Age Requirement
Applicants must be at least 18 years old. Maximum age varies by product, typically 65 years.
No Active Defaults
You should not have any active defaults or ongoing disputes with other lenders.
Ready when you are.
See the full cost before you commit, from a lender licensed by the National Bank of Ethiopia.